Superman said:If you go over your overdraft limit then you should be charged - simple as.
Sometimes its a mistake or a miscalculation on your side - tough luck.
I've had it, paid it - couldn't be bothered to kick up a fuss - then got it refunded as the bank saw it was something of a one off.
It's in the T&Cs of the accounts so you've agreed to it.
Can't believe people that there might be a chance that people will get their money back.
The matter is that the banks are refunding the money because people are kicking up a fuss and the small amounts mean that is doesn't warrant a legal challenge in each case. So thats why the test case with all the banks together was brought on.
howardish said:a1Matt said:
If only the majority of my customers realised that