Laptop Owners Contents Insurance Beware

Discussion in 'Off Topic / Chit-Chat' started by squiggley, 8 Jun 2009.

  1. squiggley

    squiggley Member

    Messages:
    220
    A Word of Warning

    For those of you out there with laptops I would make sure that you are adequately covered with your contents insurance.

    Just over a month ago my laptop slid off my lap whilst I was trying to settle my little one and fill a fish tank via a hose and surf the internet at the same time. However you have to pretend that you asleep in order to get him asleep. I dozed of briefly and woke with a start when I remembered the tank filling. As I scrambled to get up the laptop fell off my lap. Luckily the tank was only 3/4 full.

    I phoned up my insurance to make a claim only to told it wouldn't be covered even though I had paid extra for accidental cover.

    The reason being is that the laptop wasn't listed separately and accidental cover only covers non portable equipment.

    I was sure that at the time when I took the cover out I asked to make sure that things like laptops and portable tvs were covered. After several heated telephone conversations they finally agreed to listen to the recordings taken at the time and found that I had asked the question but the sales person hadn't answered the question so they have agreed to repair/replace it and as a measure of goodwill have waived any excess.

    So make sure your laptops/portable items are covered
     
  2. TDI-line

    TDI-line Member

    Messages:
    1,535
    Location:
    Yaxley, Peterborough
    Many thanks for the info.
     
  3. Themuleous

    Themuleous Member

    Messages:
    4,126
    Location:
    Aston, Oxfordshire
    Nice one, cheers for the heads up. I assume that was under contents cover?

    Sam
     
  4. Simon D

    Simon D Member

    Messages:
    460
    Location:
    Leicestershire
    Cheers squiggley, shame it had to go that far.

    Sam!!!!! It's not going to be part of the buildings insurance :!: I know what you mean though, I have accidental cover inside and outside the home but there are restrictions on what I can claim outside i.e. cash or unregistered items upto £500.

    there again non-portable items??? What's all that about? My golf clubs are covered. Who's your insurer? not that it mattters, they'll all say no til you argue!
     
  5. Themuleous

    Themuleous Member

    Messages:
    4,126
    Location:
    Aston, Oxfordshire
    Worth an ask :p

    Sam
     
  6. squiggley

    squiggley Member

    Messages:
    220
    It was AA insurance.
     

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