New Card Scam

Ed Seeley

Member
Joined
3 Jul 2007
Messages
3,261
Location
Nottingham
Hi guys,
I read this on another forum and thought I ought to pass it on here. Read it and let others know!

This one is pretty slick since they provide Y O U with all the information, except the one piece they want.
Note, the callers do not ask for your card number; they already have it. This information is worth reading. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "MasterCard".

The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank) did you purchase an Anti-Telemarketing Device for £497.99 from a Marketing company based in London ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from £297 to £497, just under the £500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes". The caller continues - "I will be starting a fraud investigation. If you have any questions, you should call the 0800 number listed on the back of your card (0800 -VISA) and ask for Security.

You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works the caller then says, "I need to verify you are in possession of your card." He'll ask you to "turn your card over and look for some numbers." There are 7 numbers; the first 4 are part of your card number, the next 3 are the security numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?" After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up.

You actually say very little, and they never ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of £497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or MasterCard directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening .

Please pass this on to all your family and friends. By informing each other, we protect each other
 

fishgeek

Member
Joined
9 Jul 2007
Messages
117
Location
west sussex
has anyone ever had one of these forwarded becareful scams attempted on themselve's?

maybe i am just too cynical why would anyone ever give an incoming caller their bank card details, anyone who is suppossed to have them already dose

andrew
 

tgc

Member
Joined
14 Nov 2007
Messages
109
Location
Wirral NW England
My sister in-law had one of these and it wasn't until she asked her dad to pass her her handbag that the alarm bells rang for her dad.

I think they tend to phone you when your gonna be busy like around dinner time etc....
so that you havn't got too much time to think about what your doing.

When she questioned why they need her security number they hung up on her!!

Cheers
 

beeky

Member
Joined
21 Aug 2007
Messages
879
Location
Chippenham, Wiltshire
To stop alot of this going on they should stop companies from sending out goods to addresses other than the card holder. Some companies do it and sometimes it's a pain if you're lodging temporarily somewhere, but it would make things alot safer.
 

Ed Seeley

Member
Joined
3 Jul 2007
Messages
3,261
Location
Nottingham
The same guy posted this scam today too! Don't know where he's getting his info from, but can't hurt to hear about them - knowledge is power after all! :lol:

Don't want to alarm folks but been sent this.

Be aware of new car-jacking scheme.

You walk across the car park, unlock your car and get inside. Then you lock all your doors, start the engine and shift or put into reverse. You look into the rear-view mirror to back out of your parking space and You notice a piece of paper stuck to the middle of the rear window.

So, you shift the gear stick back into park or neutral, unlock your doors and jump out of your car to remove that paper or whatever it is that is obstructing your view. When you reach the back of your car that is when the car-jackers appear out of nowhere, jump into your car and take off!! Your engine was running, you would have left your purse in the car and they practically mow you down as they speed off in your car.

BE AWARE OF THIS NEW SCHEME THAT IS NOW BEING USED IN GLASGOW AND MANCHESTER
AND IS MAKING ITS WAY ACROSS THE COUNTRY !

Just drive away and remove the paper later. It is stuck to your Window and be thankful that you read this email. I hope you will forward this to friends and family especially to women! A purse contains all identification, and you certainly do NOT want someone getting your home address. They
already HAVE your keys!!!

I have been sent this warning and asked that it be distributed widely to alert everyone -


JUST BE AWARE AND TAKE CARE IT WILL PROBABLY SOON ARRIVE IN YOUR AREA
 
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